Personal Injury Blog

After an Auto Accident, Be Careful Before Deciding to Speak with an Insurance Company

By: Matthew Tievsky

Most people take it as standard procedure to notify their insurance carrier after they are in a car accident. That's a smart move, but other than that basic step, be wary of how much you speak with insurance companies after an accident. We generally advise our clients not to speak with other people about the accident, and to let us do the talking. This is mainly so that other people don't try to use your statements against you later, at trial.

For sure, don't speak with the insurance company of the driver who hit you, unless they're admitting fault and simply want to speak with you about getting your car fixed. That's common and it ensures your car will get repaired promptly. But beyond that, you should save the talking for your attorney.

If there's any question about who is at fault, don't speak about how the collision occurred. And furthermore, don't give anyone recorded statements about the collision, unless your attorney says it is OK. Even a recorded statement to your own insurance company can be problematic, because once you file a lawsuit, the defendant's attorney might acquire a copy of your statement.

If you have any questions about communicating with insurance companies after an auto accident, you should contact the personal injury attorneys at Chaikin, Sherman, Cammarata & Siegel, P.C. for a free consultation.