Personal Injury Blog

After a Maryland Auto Accident, Take Care Before Speaking with an Insurance Company

Authored by Matthew Tievsky

Most people take it as standard procedure to notify their insurance carrier after they're in a car accident, but beyond that, it's important to be wary of how much you speak with insurance companies. We generally advise our clients not to speak with other people about the accident, and to let us do the talking - that's so that other people don't try to use your statements against you later, at trial.

For sure, don't speak with the insurance company of the driver who hit you, unless they're admitting fault and simply want to speak with you about getting your car fixed. That's common and it ensures your car will get promptly fixed. But don't speak about how the collision occurred, or what your injuries are.

It's generally not a good idea to talk about those same topics with even your own insurance company - your attorneys can do the talking for you. And don't give anyone recorded statements about the collision, unless your attorney says it's OK. Even a recorded statement to your own insurance company can be problematic, because once you file a lawsuit, the defendant's attorney might acquire a copy of your statement.

If you have any questions about communicating with insurance companies after an auto accident, you should contact a Maryland personal injury attorney at Chaikin, Sherman, Cammarata & Siegel, P.C.