By: Matthew Tievsky
Health care can be expensive, particularly after you've been seriously
injured as a result of a car accident. But that shouldn't prevent
you from getting the medical treatment that you need.
What should you do if you are short on funds and without health insurance?
Instead of forcing you to pay your medical bills right away, many health
care providers will allow you to instead promise to pay them back directly
out of the proceeds of your personal injury claim. In other words, when
you obtain money through a settlement or trial, the health care provider
has the right to be paid back before you receive any of the money from
your personal injury claim. (This kind of arrangement is often called
This way the health care provider won't force you to pay the medical
bill until you actually have the money for it – after your personal
injury settlement. This is an excellent way for you to finance your medical
treatment immediately, if you are short on funds. In addition, most people
in Maryland carry Personal Injury Protection coverage (PIP) on their own
car insurance. The PIP coverage will pay for medical bills up to whatever
limits you purchased.
If you have questions about how to make a PIP claim in Maryland, or have
a doctor agree to treat you on an assignment, contact one of the personal
injury attorneys at Chaikin, Sherman, Cammarata & Siegel, P.C.