Every case is different. Settlements and verdicts in all cases depend on various factors and circumstances which are unique to each individual case. Past case results are not a guarantee or prediction of similar results in future cases.

Personal Injury Blog

  • By: Matthew Tievsky

    At the beginning of March, the family of a Moneta, Virginia man who was killed by a drunk driver, settled their claim with the drunk driver for a mere $25,000 (before legal fees). Was this the result of bad lawyering? Or the family’s eagerness to settle as quickly as possible? Not at all.

    Court documents reveal that the drunk driver only carried a $25,000 liability insurance policy, which is all that is required in Virginia – or the District of Columbia. (Maryland is only a little better, requiring at least a $30,000 liability insurance policy.)

    Unjust results like these demonstrate the need for states to maintain robust laws requiring liability insurance coverage. Otherwise, when an auto collision causes serious injury or death, very often the victim is left without just compensation, because it is very difficult to collect money from a wrongdoer beyond his insurance policy. Until your local legislature increases the amount of required insurance, the best way to protect yourself is by purchasing underinsured motorist coverage, which provides you extra insurance coverage in the event that you are hurt by someone with a small liability insurance policy.

    If you have questions about how much insurance coverage is available to compensate you for your injuries, you should contact the personal injury attorneys at Chaikin, Sherman, Cammarata & Siegel, P.C., for a free consultation.

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