Authored by Matthew Tievsky
Most people take it as standard procedure to notify their insurance carrier
after they're in a car accident, but beyond that, it's important
to be wary of how much you speak with insurance companies. We generally
advise our clients not to speak with other people about the accident,
and to let us do the talking - that's so that other people don't
try to use your statements against you later, at trial.
For sure, don't speak with the insurance company of the driver who
hit you, unless they're admitting fault and simply want to speak with
you about getting your car fixed. That's common and it ensures your
car will get promptly fixed. But don't speak about how the collision
occurred, or what your injuries are.
It's generally not a good idea to talk about those same topics with
even your own insurance company - your attorneys can do the talking for
you. And don't give anyone recorded statements about the collision,
unless your attorney says it's OK. Even a recorded statement to your
own insurance company can be problematic, because once you file a lawsuit,
the defendant's attorney might acquire a copy of your statement.
If you have any questions about communicating with insurance companies
after an auto accident, you should contact a Maryland personal injury
attorney at Chaikin, Sherman, Cammarata & Siegel, P.C.