Car Accident FAQs
Legal Help After Your Motor Vehicle Accident
More than 100,000 car accidents are reported in Maryland every year, some
causing injury, some resulting in death, and others ending in significant
property damage. No matter what the consequences of your auto accident
are, the bottom line is that if you were involved in a collision through
no fault of your own, then you deserve to seek compensation for your injuries
and any property damage that might have resulted.
Answers from Our Maryland Car Accident Attorneys
At Chaikin, Sherman, Cammarata, & Siegel, P.C., we are committed to
helping the victims of serious auto accidents recover compensation. For
more than 45 years, our
Maryland personal injury lawyers have actively pursued car accident cases of every size and degree, recovering
hundreds of millions of dollars in verdicts and settlements for our clients.
We are prepared to do the same for you.
If you have questions that you would like answered before you begin the
legal process, we encourage you to read through the list of questions
and answers displayed below. Here, you can find information about the
many of the different aspects of car accident claims and lawsuits. If
you have more questions that you would like answered, then you can contact
our firm to schedule a free consultation with a car accident attorney
at the office.
Am I obligated to release my medical records to the other driver's
No, you are in no way obligated to release any of your medical records
to the insurance adjuster of the other driver involved in the accident.
In fact, if you have been asked to do so by an insurance company other
than your own then you should immediately speak to a professional car
accident lawyer. Signing off on the release of your medical records should
be done only under a very limited set of circumstances, all of which must
be discussed with a legal professional beforehand.
Beware that if you allow for the release of your medical records to another
insurance company, there is a very good chance that the documents will
be used against you in your case. In all circumstances, you should not
wait to speak with an attorney about the matter before making any decisions.
What should I avoid saying when I talk to the other driver's insurance company?
If an insurance company other than your own has been contacting you after
the accident in which you were involved, you do not need to oblige their
request for information. In fact, the more you say, the more you could
be jeopardizing your case. It is very unlike that any insurance adjuster
other than your own would have your best interests in mind after an accident.
Therefore, it is often wisest to avoid speaking to the other driver's
insurance company altogether. Any and all communications with these adjustors
should be reserved for the car accident attorney who is representing your case.
Does filing a claim mean that I will have to go to court?
The act of filing a claim after a car accident does not automatically
mean that you will have to go to court. Generally, trial hearings are
reserved for those cases in which the injured party is not offered a settlement
that is substantial enough to cover his or her injuries, medical expenses,
property damage, and / or earning loss.
The majority of car accident claims can be settled outside of the courtroom;
however, at Chaikin, Sherman, Cammarata, & Siegel, P.C., we prepare
every case for court in the event that it becomes necessary to try your
case before a judge and jury. We always invest our efforts into what we
believe would be best for our client, and if that means going to court,
then we will steadfastly stand by your side and represent you throughout
the duration of your case.
Do I have to report the accident to my insurance company even if I didn't
cause the collision?
Usually, you should report the accident to your car insurance company.
Whether or not you were at fault for the accident is irrelevant when it
comes to reporting the collision, because no matter what, your insurance
provider usually needs to know about it.
Furthermore, the contractual agreement between you and your insurance company
calls for cooperation with your adjuster after an accident. Accordingly,
you will be expected to provide all pertinent information about the accident,
including the details of any injuries that were sustained. The terms of
your insurance policy will explain type of information that needs to be
provided at this time. If you are not sure if you should involve your
insurance company you should contact a personal injury to consult on this
before doing anything.
Do I have to report the accident to the other driver's insurance company?
You are under no obligation to notify another person's insurance company
about the accident in which you were involved. In fact, doing so could
significantly jeopardize the success of your case. Unfortunately, any
insurance adjuster other than your own could very likely use underhanded
tactics to sabotage your ability to obtain compensation for the collision.
Words can be twisted and statements can be manipulated for the purpose
of denying you the true amount of compensation that you deserve. To best
avoid this from happening, it would be wise to direct all of your communications
with the other insurance company to your car accident attorney. Anything
that needs to be discussed with the other driver's insurance adjuster
can be done by a lawyer who knows what traps to avoid when speaking to
an insurance professional.
What are my options if they say the other driver was not at fault?
When a car accident claim is submitted to the insurance company, denial
of liability is often one of the first things to occur. The reason for
this is because liability is often reasonably considered to be the easiest
aspect of the accident to dispute, thus allowing the insurance company
to avoid paying out on the claim altogether.
If the other driver's insurance company denies liability for the collision,
it will become the responsibility of you and your car accident attorney
to prove liability. Proving that the other driver was at fault for the
accident can be done in a number of different ways; for example, citing
the description of events as detailed in the official police report that was made.
What's my case worth?
As with all other types of personal injury cases, the worth of a car accident
claim cannot be determined until a number of different factors have been
reviewed. Circumstances such as wage loss, property damage, medical expenses,
physical impairment, disfigurement, scarring, and future evidence can
all play into the overall worth of your case. Additional factors that
must be considered are the degree of fault, amount of insurance coverage,
likelihood of punitive damages, and where the case is filed. The ultimate
value of your case will be determined only after a number of circumstances
have been fully assessed, so don't wait to speak with an attorney
from our firm today.
More questions? Get more answers!
With more than 85 years of collective experience working in the legal field,
Chaikin, Sherman, Cammarata, & Siegel, P.C., we more than understand
the difficulties that can be faced in the aftermath of a car accident
that left you or someone you love injured or otherwise harmed. We are
committed to achieving maximum compensation for clients. If you have additional
questions that you need answered or you would like to begin the process
today, please do not hesitate to
contact a Maryland car accident attorney from our firm today.